Guaranteed Investment Certificate (GIC)

Fixed Deposit banner

A Guaranteed Investment Certificate (GIC) is an investment account where funds are deposited for a set amount of time and the interest rate remains constant. GICs offer higher returns than standard savings accounts, making them a great option for those looking to save up for special events like weddings or vacations.

Some benefits of Guaranteed Investment Certificate (GIC)

icon-calculator Created with Sketch.

Top rates

Get higher interest rates the longer you stay invested
icon-briefcase Created with Sketch.

Fixed interest

Make a once-off deposit and watch your money grow at a fixed rate
icon-money Created with Sketch.

No Fees

No management fees are charged on your account
icon-servers Created with Sketch.

Flexibility

Several investment period options are available – from 730 days to 10,950 days
What you get
  • You can choose an investment period
  • There are no service fees charged
  • Several investment period options are available – from 730 days to 10,950 days
  • You can have more than one fixed deposit if you want to save for different goals
  • You cannot withdraw funds from your fixed deposit during the term of your investment
  • If you end your investment early, you will need to pay a penalty
  • What you get
  • You can choose an investment period
  • There are no service fees charged
  • Several investment period options are available – from 730 days to 10,950 days
  • You can have more than one fixed deposit if you want to save for different goals
  • You cannot withdraw funds from your fixed deposit during the term of your investment
  • If you end your investment early, you will need to pay a penalty